Payments Acceptance Senior Officer

This role is responsible for
**managing and growing the Bank’s payment acceptance business**
, including
**POS terminals, ATMs and E-commerce payment solutions**
.

The position acts as the
**main point of ownership**
for acquiring products within Retail Banking, ensuring they are
**profitable, competitive, compliant and well-implemented**
across the Bank.

The role works closely with
**Retail, Marketing, IT, Operations and external partners**
to achieve business targets and improve customer experience.

**Key Responsibilities**

- Own and manage
**payment acceptance products**
(POS, RaiPOS, E-commerce and ATMs).
- Monitor
**daily, weekly and monthly performance**
and take actions to improve results.
- Contribute to
**business planning, budgeting and forecasting**
.
- Track
**market trends, customer needs and competitor offerings**
.
- Coordinate
**off-site ATM activities**
and merchant onboarding for POS & E-commerce.
- Ensure compliance with
**card scheme rules and regulatory requirements**
.
- Monitor acquiring activity and help
**prevent fraud**
.
- Support
**product improvements, new initiatives and projects**
.
- Assist in
**marketing campaigns, trainings and internal communication**
.
- Work closely with internal teams and external partners to ensure smooth execution.

**Required Qualifications & Experience**

- University degree in
**Business, Economics or related field**
.
- **Minimum 3 years of experience**
, with at least
**2 years in banking**
.
- Experience in
**payment acceptance, acquiring, cards or retail banking**
is a strong advantage.

**Skills & Competencies**

- Strong
**business and analytical mindset**
- Ability to manage
**multiple tasks and projects**
- Good understanding of
**payment products and processes**
- Results-oriented, proactive and well-organized
- Strong communication and collaboration skills
- **Very good spoken and written English**

*The interested candidates must present*
***to the People, Culture and Organization Division***

***, within February 11, 2026***
*the following documents :*

- Detailed CV

The documents must be sent to the following address:

E-mail :              
**recruitment.hr@raiffeisen.al**

***Only the candidates selected for the interview shall be informed.***

***For further detail, please address to the People, Culture and Organization Division in Raiffeisen BANK.***