SE Underwriter Senior Officer

**What will you do?**

You will prepare the Risk Analysis file on each individual SE Borrower, clearly identifying its financial strengths and weaknesses. Also you will evaluate its ability as a going concern to meet contractual obligations towards the Bank .

- Conduct risk assessments for each SE client credit application, identifying financial strengths and weaknesses.
- Assess borrowers’ ability to meet contractual obligations to the Bank.
- Evaluate credit applications and provide independent credit risk assessments documented in CRM for each SE client request.
- Identify and report any signs of forbearance or relief measures for clients with “Standard” or “Pre-Workout” status.
- Support the EWS Unit in identifying and classifying potentially problematic exposures, upon request.
- Review and approve action plans submitted by Account Managers for clients with Pre-Workout status.
- Verify and confirm the accuracy of data in the Fraud Prospective Tool dashboards (Relationship Manager and Credit Analyst Dashboards).
- Assist other Risk Departments in implementing business specifications to support the development of an efficient risk infrastructure.

**What will you bring to the table?**

- Degree in Finance/Economics/Business Administration
- At least 2 years of Banking Experience
- Analytical skills
- Communication: excellent verbal and writing skills.
- Problem solving skills
- Flexible and very good team player

*If interested, please apply*

*using*
our email; recruitment.hr@raiffeisen.al