Compliance & AML/KYC Lead

**About NextPos** NextPos is building a payment initiation platform in Albania focused on modern account-to-account payment experiences. We are looking for an experienced Compliance & AML/KYC Lead to help establish and operate a strong compliance framework from the ground up. **Role Summary** As Compliance & AML/KYC Lead, you will own the design, implementation, and ongoing operation of NextPos' compliance and financial crime prevention controls. You will build practical, regulator-ready processes across AML/CFT, KYC, KYB, suspicious activity monitoring, merchant onboarding, and internal compliance policies. This is a key role for our long-term operational readiness. **Key Responsibilities**  - Conduct the ML/TF risk assessment covering customer base, products, distribution channels, and geographic exposure  - Build and maintain the AML/CFT, KYC, and KYB framework  - Author the AML/CFT compliance manual  - Define merchant onboarding, customer due diligence, and ongoing monitoring standards  - Design suspicious activity detection, escalation, and reporting procedures  - Develop sanctions, PEP, and adverse media screening processes  - Establish periodic and permanent internal control procedures  - Draft and maintain compliance policies, procedures, and control documentation  - Establish incident reporting and notification procedures  - Work closely with management on governance, compliance reporting, and regulatory communication  - Deliver compliance training and awareness internally  - Monitor regulatory developments and recommend policy or process updates **Requirements**  - Proven experience in compliance, AML/CFT, KYC/KYB, or financial crime prevention  - Background in banking, payments, fintech, EMI, PI, or another regulated financial services environment  - Demonstrable AML/CFT expertise sufficient for a named compliance role  - Experience conducting ML/TF risk assessments and authoring AML compliance manuals  - Experience drafting policies, procedures, and operational compliance frameworks  - Ability to work hands-on in a startup environment — building, not just advising  - Strong communication and documentation skills in English **Preferred Qualifications**  - AML certification (CAMS, ICA Diploma, ACFCS, or equivalent)  - Experience with payment institutions, EMIs, PSPs, or open banking providers  - Familiarity with Albanian regulatory expectations or EU/PSD2-oriented payment environments  - Experience supporting licensing or regulatory inspections  - Albanian language proficiency **What We Offer**  - Opportunity to shape the compliance foundation of a new payment company  - Direct involvement in the governance setup  - Flexible engagement model — full-time, part-time, or fractional  - High-impact role with direct access to the founder and decision-making **How to Apply** Via Linkedin or Send your CV and a short introduction highlighting your experience in compliance, AML/KYC, and regulated financial services to hired@nextpos.al. Puna remote: Po Burimi: https://al.linkedin.com/jobs/view/compliance-aml-kyc-lead-at-nextpos-4399393111

Niveli: senior